Spend with clarity.

ClearCut is a smart, private expense manager. It auto-tracks your spends from bank SMS, splits bills with friends, plans trips, and helps you budget — all kept on your device.

ClearCut app icon

Everything your money needs, in one place

Track, split, plan and budget — without giving up your privacy.

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Auto-track from SMS

ClearCut reads bank debit messages on your device and turns them into spends automatically — no manual typing.

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Split with friends

Share expenses across groups, see who owes whom, and settle up with a clear running balance.

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Plan trips

Create trips with shared expenses and itineraries, so group travel costs stay organised.

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Budgets & nudges

Set monthly budgets per category and get gentle nudges before you overspend.

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Private by design

Local-first storage. No ads, no trackers, no data sales. Your SMS never leaves your phone.

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Optional sync

Sign in only if you want to sync shared groups across your devices and with people you invite.

Your money data stays yours

ClearCut is built local-first. Your expenses, drafts and SMS-derived spends live in a database on your device. We don't run analytics servers, show ads, or sell data — ever. SMS is read on-device only and is never uploaded.

Read the privacy policy