ClearCut is a smart, private expense manager. It auto-tracks your spends from bank SMS, splits bills with friends, plans trips, and helps you budget — all kept on your device.
Track, split, plan and budget — without giving up your privacy.
ClearCut reads bank debit messages on your device and turns them into spends automatically — no manual typing.
Share expenses across groups, see who owes whom, and settle up with a clear running balance.
Create trips with shared expenses and itineraries, so group travel costs stay organised.
Set monthly budgets per category and get gentle nudges before you overspend.
Local-first storage. No ads, no trackers, no data sales. Your SMS never leaves your phone.
Sign in only if you want to sync shared groups across your devices and with people you invite.
ClearCut is built local-first. Your expenses, drafts and SMS-derived spends live in a database on your device. We don't run analytics servers, show ads, or sell data — ever. SMS is read on-device only and is never uploaded.
Read the privacy policy